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Check out this advertisement that was sent to me:

A title loan in the far east?!?!?!?

That’s pretty cool right?  Looks like title loans are a great option all over the world!  Looking for something a little closer to you?  Here is an auto title loan lender that can help you out.  Visit them and get started.

-DISCLOSURE OF MATERIAL CONNECTION: I have a direct relationship with a brand, topic, or product that is mentioned herein and may have received compensation, either directly or indirectly, for the opinions expressed.

If you are in your 20’s and getting started or already completely financially independent then here is a useful article with 26 tips that can help you out.  One of the suggestions is something that I am going to take some time here to discuss.  In fact, I think I am going to take some future posts dedicated to free stuff.  For example, their second suggestion is not to buy one of those “Resume Kits”.  Instead, they say to use a free online tutorial.  There is so much out there now on the internet that offer free stuff.    One of my favorite sites is sourceforge.net.  It is technology based “free stuff”.  I will definitely go more in depth at a later time, but did you know that you really shouldn’t pay for any of the microsoft office products (e.g. word, excel, access, etc…) if you do not have them?  Go to openoffice.org (sourceforge links to it) where you can get all of the equivalent programs…FOR FREE! 

If you are in your 20’s you may have credit issues.  First of all, establishing a good credit score can take years for anyone.  Secondly, you might have been irresponsible when you were younger and, now, when you are looking to get a loan it may be impossible.  If you own a car, however, it is not impossible.  With an auto title loan, credit is not an issue.   Now, I want to be really clear here…this is not free money so if fiscal responsibility was never your thing, then you need to be with a car title loan.  Only take out what you need and what you can afford to pay back.  I like these Pasadena title loan lenders because, if you ask, they really will answer all of your questions about tile loans.  Give them a visit.

-DISCLOSURE OF MATERIAL CONNECTION: I have a direct relationship with a brand, topic, or product that is mentioned herein and may have received compensation, either directly or indirectly, for the opinions expressed.

Still feeling a little depressed about the economy?  Well, read this article and you may feel a little better.  I’m serious.  This article had me feeling so good, I want to dance!  Almost every paragraph began with statistics from different companies that were on the rise.  Don’t believe me?  Look at these quotes:

-At 9:55 a.m., the Dow Jones Industrial Average ($INDU) was up 60 points, 0.6%, at 10,558. The S&P 500 ($INX) was up 6.5 points at 1,112, the Nasdaq ($COMPX) was higher by 6.6 points.

-The Labor Department said initial jobless claims fell by 11,000 to 457,000 during the week ended July 24 from a revised 468,000 in the previous week. Economists had expected the number of new claims to remain unchanged, according to Briefing.com.

-Exxon, the largest publicly traded oil company, said second-quarter earnings almost doubled to $7.56 billion, or $1.60 a share.

-Rival Royal Dutch Shell (RDS.A) said second-quarter net income increased 15% to $4.39 billion.

-Southwest Airlines (LUV) said its second-quarter profit soared to $216 million, or 29 cents, excluding costs related to fuel hedging.

-Sony, the maker of PlayStation 3, swung to a profit in its fiscal first quarter and raised its earnings outlook for the year.

-Motorola surpassed second-quarter expectations with a profit of $162 million, or 7 cents a share, compared with $26 million, or a penny a share, a year ago.

-Siemens (SI), the German industrial conglomerate, said its fiscal-third-quarter net income rose 12% to 1.4 billion euros ($1.9 billion).

And I could have added more!  This is good news especially if you’re thinking about getting a loan.  If you need money quickly and you’re not sure what to do, then consider an auto title loan.  This is a really good site.  They even have this cute woman who visually guides you through the process.  Out in California?  Then check out this California title loan site.  They are great as well…

-DISCLOSURE OF MATERIAL CONNECTION: I have a direct relationship with a brand, topic, or product that is mentioned herein and may have received compensation, either directly or indirectly, for the opinions expressed.

Not sure how a car title loan works? Read on... (and ask questions!)

I hear from a lot of you that you are interested in a car title loan, but really don’t understand how they work.  Specifically, many people do not understand how an auto title loan lender is able to give a loan without doing a credit check.  Take Adam from Georgia for example.  Here is what is asked me:  “Dude, I really don’t understand.  I have been turned down in the past for every loan and credit card I have applied for.  I went bankrupt last year because I was stuck in one of those balloon payment mortgages and when the interest rate went up I also lost my job.  The domino effect kicked in and not only did I lose my job, but my house, my happiness, etc…  I have begun making smarter financial decisions as you have suggested many times, but I still am in need of some quick cash and a title loan seems like my only option right now.  I just don’t understand how they can give a loan without a credit check.  Will you write more about this?”   Well, Adam, it’s pretty simple.  Car title loan lenders can do this because they use your car as collateral.  With other loans, they really have your word and the understanding that they can possibly claim you assets if you do not pay back your loan.  With auto title loans, they have the title to your car.  Should you stop paying back your loan, they can get your car.  But good title loan lenders will do everything in their power to work with you to pay back your loan so that this does not occur.  You can be a responsible borrower by making sure you take out only what you can afford.  The simple fact that documents such as title and proof of income are usually easy to come up with helps the lender to get you your cash very quickly.  Here Adam, I am going to link you to LaGrange car title loans in Georgia.  Check out there online application.  It’s really simple.  And when they call you back, make sure to ask lots of questions!!

-DISCLOSURE OF MATERIAL CONNECTION: I have a direct relationship with a brand, topic, or product that is mentioned herein and may have received compensation, either directly or indirectly, for the opinions expressed.