Posts Tagged ‘car title loans in Wisconsin’

This is not a paid advertisement…

Just a damn good deal!  Looking for ways to save money?  Boston Market has an offer for a $1 chicken bostonmarketmeal!  Just click on the pick to the right to get an online coupon.  Many of us are feeling the money pinch.  While we made need significantly more than one $1 meal.  saving a little money here and there can mean a lot of money later on.  In the meantime, if you need $1000 (a thousand bucks!) then you might want to consider a car title loan.  Do you own your car?  Do you have ID?  Then you are good to go.  Contact on online car title loan lender to learn more about how you can have cash in your hands in as little as 24 hours or less!  Here is a car title loan lender in Tennessee.  Check them out…

 

Car title loans…an alternative to financial stress…

Well finally, it seems like we are getting some better news about the economy.  Here is an article I saw today:

Consumer confidence soars past forecasts in April

While it’s not all great news, at least things are sounding a little better.  The article says that experts predict that the economy will not really bottom out until September or October.  So what do we do till then?  I mean, what happens if we need some money quick and we cannot or do not want to go to friends and family?  Sometimes people ask me about credit cards.  This is what I tell them:  Firstly, how is your credit?  Do you think you will even get accepted?  If so, if your credit is bad you will be paying higher interest rates and minimum payments.  How quickly do you need title-loans-happythe money?  If you are going to apply for a credit card it can take a few weeks until you are able to use it.   For those people who already have a credit card and want to take a cash advance, there are a few things that I warn against.  The first thing that many people are surprisingly unaware of is that cash advances have an extremely high interest rate which is almost always much higher than the purchase APR.  The next thing I tell them is that most people are unaware of how your future payments are applied to your balance.  Say you already have a balance on your credit card of $5000.00 with an purchase APR of 10%.  If you take a cash advance for $500 at a 25% APR, your payments are applied to paying off that $5000.00 with interest before it starts to apply to the $500.00.  This is really huge!  Think about it.  It could take years to pay off $5000.00 and in the meantime the $500.00 has a 25% interest rate accumulating.  This can end up costing you a lot of money.

In this case I recommend two options:  a payday loan or a car title loan.  As I have stated in previous posts, car title loans are great because you do not have to do a credit check.  While the APR is higher than most bank loans, title loans are intended as short term loans.  So if you take out $1000.00 it shouldn’t take you too long to pay it off, and the APR (Annual Percentage Rate) is nonexistent or at least misleading because there is no “Annual”.  It is just a few months.  Plus, if you have any kind of credit card balance, you do not have to worry about long term ramifications.  I got a comment from a guy in Wisconsin curious about car title loans.  So, let’s say you need a car title loan in Milwaukee or Green Bay, just go here and you can learn more.  These car title loan sites I recommend have simple applications and many locations so it should be easy for you to get what you need.